Why Car Insurance Companies Love Telecommuters

It probably wouldn't take much to convince you of thegreat savings on their car insurance rates. If
benefits of telecommuting. The chance to misstelecommuting isn't an option for you for one reason or
spending hours stuck in rush hour traffic every morninganother (hospital administrators tend to laugh
is probably enough to do the trick! All of us want to behysterically at phlebotomists who suggest they can do
able to go to work in our pajamas, but if you do a littletheir job from their living room!) you're not doomed to a
digging you're going to find another major benefit tolifetime of absurdly high insurance payments, but if you
saying goodbye to the daily rat race. Car insurancehave the chance to work even part of the week from
companies absolutely love telecommuters.the comfort of your living room you can easily shave
What makes telecommuters so special? When you10-20% off your annual premiums.
bought your car insurance policy you probably had toIf you're working in a job that could easily become a
answer a bunch of questions revolving around wheretelecommuting position at least part of the time but
you worked, how far you traveled and, mostyour boss hasn't jumped on the work from home
importantly, how many miles you put on your carbandwagon yet, do a little research to come up with
every year. People who put more miles on their carthe best way to pitch the idea to them. Many
annually are more likely to be involved in an accidentemployers are dragging their feet because they're
than those who stick close to home. Yes, statisticallyafraid that employees will be less productive working
speaking, more accidents happen within ten miles offrom home. The good news is, you've got numbers
your home than just about anywhere else, but theworking in your favor here.
more time you spend in traffic the worse the odds areTake a look at your technological capabilities. Do you
that you're going to find yourself head to head withhave to spend the day on a multi-line phone system, or
another driver.have access to a fax machine? More importantly, is
And then there's the part about road rage andyour company's intranet set up to allow you to move
highway fatigue after you've been sitting on themass data from home? (This is the problem many
interstate for three or four hours, but we won't get intotelecommuters are running into.) Once you've worked
that here.out the specifics of your company's techie needs
The bottom line is that telecommuters are less likely toyou're ready to pitch the idea and take the first step
cost their car insurance companies money, and cartoward living the American dream and kissing those
insurance companies reward that by offering themsuits and ties goodbye.